This book has come at the right time. Microfinance has been scaled up significantly in India but there is a gnawing question whether the industry has forgotten the very purpose for which it came into existence—the betterment of the lives of people who become members of the microfinance industry. This book should help all practitioners to do a deep soul search and possibly come up with a 2.0 version that would retain the core of microfinance while enabling scale up too.