Lockdown is being relaxed and as economic activities started bringing people to a new normal, people need money now. Thanks to the efforts of RBI, which has injected liquidity through Targeted Long Term Repo Operations (TLTRO 2.0) and it will take more time to reach the poor as the Banks, NBFCs, and MFIs must collect the loan applications, make appraisals, take documentation and then disburse the money. Under this context, the use of Overdraft Facility under the Jan Dhan account must be harnessed.