Dr. Jeyaseelan offers a practical list of structural reforms that will need to happen before the industry flourishes and provides real value for its low income and poor clients. A very thought-provoking book compiled on the back of three decades of experience of Dr. Jeyaseelan, this book is a must read for leaders who view microfinance as a poverty-alleviation tool. I remember Dr. Jeyaseelan, as one of the most thoughtful and action oriented leaders in the field. His book will benefit the readers definitely.